High Risk Merchant Accounts for Everyone

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    At Inclusive Pay, we offer reliable High Risk Merchant Accounts with fast approvals. As an award-winning payment processor, we’ll have your business accepting payments online and offline within no time!

    If you have been running what is termed as a ‘high-risk’ products business), you’re probably familiar with the rejections that have become commonplace with these types of businesses.

    How many times have you had a customer in-store looking to pay via credit card? How many times have you had customers unwilling to buy from your online store because you did not have a reliable payment processor?

    How many times has your merchant account been shut down or canceled by your provider because your business is involved in selling ‘high-risk’ products?

    At Inclusive Pay, we understand all too well that running a perfectly legal business, and still being unable to process credit cards online or offline can be extremely frustrating and unfair.

    That is why we came up with Inclusive Pay; a comprehensive solution aimed at solving every issue that plagues legal high risk businesses businesses.

    Whether you are an e-commerce website, a retail location, or a marketplace, Inclusive pay can help you process payments, get the secure compliant banking solution you need, and even get a loan to grow your high-risk business!

    Say goodbye to your customers having to make ATM runs, suddenly having your merchant account shut down, and sending banks and lenders into a frenzy.

    We provide you with a reliable high risk payment processor with lightning-quick approvals, and most importantly, reasonably priced fees so that your business is ready to dominate the space!

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    cbd merchant processing

    Not all businesses are created equal especially when it comes to banks. It’s important to work with a merchant services company that understands your business type. We have aligned ourselves with banks that are comfortable with hard to place merchants. Tired of getting rejected because of your business type? That stops here.

    Get a Free Quote on your High Risk Merchant Account

    Why Inclusive Pay for your High Risk Merchant Account?

    Great question!  When it comes to choosing a High Risk Merchant Account or  Payment processor, there is a lot you should take into consideration.

    Attaining a high risk merchant processing presents a lot of hurdles; done incorrectly, and your account can end up getting shut down, or worse, your payments are frozen!

    At Inclusive pay, we take the stress out of choosing the best  payment processor! Being high risk does not have to mean the end of the road anymore!

    Here are 6 Reasons you should choose Inclusive Pay as your payment processor:

    Honest & Experienced

    Inclusive Pay was set-up to democratize payment processing for high-risk product categories. It’s not uncommon to see other high risk payment processors lure clients desperately looking for solutions, with falsehoods and promises that don’t stick. At Inclusive Pay, honesty is a pillar of our long term success. We are highly experienced when it comes to high risk credit card processing, so we know what works and what doesn’t!

    Seamless Integration

    Whether you are looking for solutions for your Shopify  store, your Square store, or your Woocommerce store, we’ve got you covered with our seamless integration that is adaptable to almost every online eCommerce store!




    High fees and hidden contractual payments are so yesterday! With Inclusive Pay, you can avail high risk credit card processing that is easy, affordable, and, most importantly, transparent!





    Aligned with Banks

    It’s essential to work with a merchant services company that understands your business type. We have aligned ourselves with banks that are comfortable with hard to place merchants. This means no unwarranted surprises like account shutdowns and cancellations in the future!

    Comprehensive Service

    At Inclusive Pay, we don’t only offer High Risk merchant processing! We provide comprehensive services with our partners in personal and business finance as well as credit repair and credit building making us the one-stop-shop that takes your high risk business to the next level!

    Unparalleled Customer Service

    Everyone promises extraordinary customer support to the point where it’s become a cliché! But at Inclusive Pay, we’ve come to realize the importance of providing the right advice and assistance to folks in the high-risk products industry. Rest assured, you’re in the best possible hands when you work with Inclusive Pay.

    Our Happy Merchants

    Excellent and professional customer service from the first phone to gather information and educate us about the process, to the recent phone we made to them to say thank you for guiding us through the process and letting us know what to expect. We heard the good news on April 1st that our account had been approved and we will be launching our website very soon.  From one woman owned and founded company to another, THANK YOU Inclusive Pay!

    Tammy Stanley, Today I am Well


    Y’all we did it!  We’re back up and running! Thanks for all the help. We no longer feel like Sisyphus and we could not have done it without y’all.  Much love and gratitude! 

    Kitt + Ken, Live Oak Herbals


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